DANIEL CHANG, LUTCF®, CLTC®, FSCP®
Founder & President
CA Insurance License #0G26244
Daniel founded Paving Roads Financial, LLC to deliver holistic, client-centered financial planning rooted in trust, clarity, and education.
A multi-year Top of the Table MDRT* qualifier and Chairman’s Council* 2025 member, he helps professionals, families, and business owners develop comprehensive wealth strategies spanning retirement income, insurance, and legacy planning.
Daniel holds the professional designations LUTCF®, CLTC®, and FSCP® reflecting his commitment to continuing education and fiduciary care in his investment advisory services.
Outside the office, Daniel enjoys overlanding, snowboarding, and spending time with his family exploring new places and cuisines.
Council is an annual New York Life recognition program based on agent production from July 1- June 30.
Miya Hsiao
Client Service Representative (Ongoing Service & Outreach)
Miya plays a central role in client engagement and relationship maintenance, managing ongoing service requests, scheduling, and proactive outreach. She frequently connects with clients to coordinate reviews, update information, and ensure each household’s needs are met between formal meetings.
TIFFANY YEN
Client Experience Associate (Operations Support)
Tiffany manages the client experience as it relates to investment operations, assisting with portfolio updates, transactions, and reporting accuracy.
She partners closely with Daniel and the investment operations team to ensure each client’s strategy is executed smoothly and transparently.